Should member face financial difficulties and upon his request, SSF may grant him a suitable loan without interest and that shall be upon the guarantee of either his end service remuneration, his subscription balance at SSF or both of them in order to cover the loan’s value. Subscribers of SSF whom have no end of service remuneration that cover the loan’s value, or that their subscription balance collected at SSF does not cover the granted loan, they may be given special loans according to what shall be set by SSF Board of Directors. And in all cases, members don’t deserve such loan unless they have been members for six months.